Credit Reporting Errors

A credit report in essence is your "credit reputation" that creditors will use to determine your "credit worthiness". So therefore, Congress has implemented a series of laws to protect consumers from inaccuracies on their credit reports.

A credit report contains information including timeliness of payments, status and balance of accounts, lawsuits and bankruptcies.

The companies that collect and sell this information are called "credit bureaus". The three major credit bureaus are Trans Union, Equifax, and Experian. These credit bureaus are required under the Fair Credit Reporting Act ("FCRA") to ensure the accuracy of your credit report.

We help consumers enforce their rights under the "FCRA", but we are not a credit repair organization.

If you believe that there is an inaccurate entry on your credit report, contact us today for a free consultation to determine what your rights are.